Question 1

What is the Paracini AI Financial Advisor?

Accepted Answer

The Paracini AI Financial Advisor is a free, English-friendly AI chat that provides general orientation on topics such as loans, credit cards, current accounts and financial planning. It does not replace professional advice.

Question 2

Is it free and anonymous?

Accepted Answer

Yes, the AI Advisor is free to use and requires no sign-up. No accounts are created and no chats are stored server-side. Your local history stays exclusively in your browser.

Question 3

What kind of questions can I ask?

Accepted Answer

General questions about loan types, credit card selection, current account comparison, savings rates, time deposits, mortgages or creditworthiness. Please do not share personal data such as IBANs or ID numbers.

Question 4

Is this binding financial advice?

Accepted Answer

No, the AI Advisor only provides general orientation. For binding recommendations please contact a licensed financial, investment, tax or legal advisor.